You never know what can happen when you’re driving. You may be in control of your actions, but you can’t control the actions of others. That’s why it’s important to have auto insurance: to protect you and your vehicle in the case of an accident. Let’s be honest, things happen that you can’t always control. You may be at fault for an accident. If so, you’re going to need auto insurance.
Even more than needing auto insurance, you’re required to carry Carolina auto insurance. The minimum amount of coverage that you’re required to cover in Carolina is called liability insurance. This covers the damage to another vehicle and any injury to the passengers in that other vehicle if you’re at fault in an accident. Liability insurance is broken down into bodily injury and property damage. Your state requires a minimum amount of coverage for both bodily injury and property damage. You need to be sure that your liability coverage meets the state minimum. In addition to liability, Carolina auto insurance laws require you to carry uninsured motorist coverage. This type of insurance covers you and your vehicle if you receive injuries or if your vehicle is damaged in an accident in which an uninsured motorist is at fault.
Even though liability and uninsured motorist are the only two types of Carolina insurance that is required by law, there is additional coverage that you can purchase. For one thing, you can purchase collision covers damages to your car if you’re involved in a collision even if you’re at fault. Comprehensive covers damages to your vehicle caused by situations other than a moving vehicle. You can also purchase towing, labor, and rental to cover the additional costs accrued while having your damaged vehicle repaired.
Protection and Peace of Mind
Carolina auto insurance from https://carolina-insurance.net not only provides you with protection under the law, it also provides you with peace of mind. As you drive about in your vehicle, having auto insurance makes sure that you’re protected in case of an accident. If you are at fault in an accident, insurance coverage protects you from having to repair or replace someone else’s vehicle out of pocket. Even more, auto insurance allows you to feel secure knowing that, in the case of an accident, your body and your vehicle will receive the attention they need in case of injury or damage.